How does Service 1st Benefits support my business during open enrollment?

We personally manage the entire open enrollment process — from educating employees to handling enrollment forms and answering plan questions. Our goal is to make open enrollment smooth and stress-free for everyone.

Can employees contact you directly for help?

Yes. Employees can reach out to us anytime for questions about claims, coverage, ID cards, or plan details. We act as your team’s benefits partner, not just your broker.

What size businesses do you work with?

We specialize in serving small and medium-sized businesses, typically ranging from 1–200 employees. If you’re growing or planning to expand, we help scale your benefits as your team grows.

Do you handle communication with insurance carriers for us?

Absolutely. We take care of claims issues, employee changes, renewals, and any carrier communication so you don’t have to spend hours on hold.

Do you offer voluntary or supplemental benefits?

Yes. We can provide optional add-ons like disability, accident, or critical illness insurance to enhance your benefits package at little or no cost to the employer.

What types of group benefits do you offer?

We provide comprehensive group health, dental, vision, and life insurance options for small and medium-sized businesses. We help you compare plans, handle enrollment, and manage carrier communication.

What information do you need to provide a quote?

We typically need: Number of employees Basic employee census (age, gender, ZIP code) Current plan (if applicable) Desired benefits or coverage goals We keep the process as simple as possible.

Do you charge fees for your services?

No. Our services — including plan comparison, open enrollment, and year-round support — are provided at no additional cost to your business.

How to Reduce Employee Benefits Costs Without Cutting Coverage

chopgood3
Mar 12
1 min read

Rising healthcare costs are a major concern for many employers. However, reducing benefits expenses doesn’t always require cutting coverage.

With the right strategies, businesses can control costs while still offering valuable benefits.

Evaluate Plan Funding Options

Many companies automatically renew fully insured plans each year without exploring alternatives such as level-funded health plans.

Exploring different funding structures may reveal opportunities for savings.

Encourage Preventive Care

Preventive care helps identify health issues early and reduces long-term medical costs.

Encouraging employees to use preventive services can improve health outcomes and lower expenses.

Review Plan Design

Small adjustments to deductibles, provider networks, and plan options can help control costs while maintaining coverage.

Educate Employees on Benefits Usage

Employees who understand their benefits make better healthcare decisions, which can help reduce unnecessary costs.

Long-Term Benefits Strategy

A proactive benefits strategy helps businesses manage rising costs while supporting employee well-being.