If you've started shopping for benefits administration or a broker relationship, you've probably run into the term "PEPM" and moved on without really understanding it. Here's what it means and why it should factor into your decision. PEPM Means "Per Employee Per Month" It's the standard way benefits administration platforms and some broker fees are priced. Instead of a flat fee, you pay a set dollar amount for each enrolled employee, each month. A platform charging $4 PEPM fo

When small business owners think about employee benefits, health insurance tends to dominate the conversation. And for good reason — group health coverage is the foundation of any competitive benefits package. But there's another category of benefits that many small businesses are leaving on the table entirely: voluntary benefits. Voluntary benefits can meaningfully strengthen your total compensation package, improve employee satisfaction, and even help with recruiting — ofte