When you search for an employee benefits broker in Norman or the OKC metro, you'll see two kinds of results: national names like Gallagher, USI, and Hub — and independent local agencies. Here's the honest difference. What You Get With a National Broker Name recognition, a big logo, and a lot of layers. Your account might get handled by a service team in another state, with your local rep mostly doing sales. For a 500+ employee company with a dedicated HR department, that stru