Showed up for your annual eye exam and found out new frames aren't covered again yet? That's not a mistake — vision plans are built with different renewal clocks for different parts of your benefit.

When small business owners think about employee benefits, health insurance tends to dominate the conversation. And for good reason — group health coverage is the foundation of any competitive benefits package. But there's another category of benefits that many small businesses are leaving on the table entirely: voluntary benefits. Voluntary benefits can meaningfully strengthen your total compensation package, improve employee satisfaction, and even help with recruiting — ofte